Choose the Right Defense for Your Case
Our Values
Affordable & Transparent – Clear pricing, no surprise fees.
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Peace of Mind – Know exactly what to do next when you’re facing a lawsuit.
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Experience That Matters – Years of helping consumers fight back against unfair debt practices.
When the debt collector receives your Answer & your Motion to Compel Arbitration defense. You'll be well on your way to winning your case
You WIN!
TRUST & GUARANTEES
Why DIY Fix My Score Is the Safer, Smarter Choice
Clear promises, fast human help, and court-verified details—so you file with confidence and keep control of your case.
Credibility Checklist
Human help, fast. Live chat + email; deadline cases get priority escalation
Court-verified details. We double-check court name, address, and e-file vs mail before you file.
Signature clarity. We confirm wet vs e-signature acceptance and including signing notes.
No surprises. Filing-fee calculation, clear pricing, and step by step serving guidance.
You stay in control. Polished PDF delivered to your email.
Our Promises
Response time. We reply within 1 business day; deadline-flagged cases same-day.
Court data check. Court info, case #, and delivery method verified pre-send.
Signature policy. Cover page includes court specific e-sign or wet sign guidance.
Rejection fix: If the clerk rejects for a formatting issue we control, we fix & resend free.
Understanding Debt Collection Lawsuits
Being served with a civil suit or creditor summons can feel overwhelming. Debt collectors and creditor attorneys often rely on fear and confusion to push consumers into quick judgments. A summons means that a creditor has taken legal action to collect on an account, and you are legally required to respond.
Typical debt collection lawsuits move fast — you may have only 20–30 days to reply, depending on your state. Ignoring the paperwork often leads to a default judgment, which gives creditors the right to garnish wages, levy bank accounts, or place liens on property.
People Love Us
5-Stars rating on Google
