Real Story: How I Boosted My Credit Score by 120 Points in 3 Months
- Jun 30
- 2 min read
Updated: Aug 5
One user’s journey from denied credit to approved—and how they did it all with a DIY credit repair kit.
Sometimes the best way to believe in something is to see it in action. That’s why we love sharing real stories from people who have successfully used the DIY Fix My Score to turn their credit around.
Meet Jasmine, a single mom who went from being denied for an apartment to watching her credit score increase by 120 points in just three months — all without paying for a credit repair company.
Jasmine’s Credit Struggles
Jasmine had a credit score of 547 when she found DIY Fix My Score. Like many, her report was filled with old medical bills, a few late credit card payments, and even a collection account she didn’t recognize.
She was overwhelmed, confused, and didn’t know where to start.
How She Took Control
Instead of giving up, Jasmine decided to use the step-by-step repair guide in the DIY Fix My Score Kit.
Here’s what she did:
Pulled her credit reports from Experian, Equifax, and TransUnion
Highlighted 5 inaccurate or outdated accounts
Used the pre-written dispute letter templates to challenge each item
Sent everything certified mail and tracked responses
Began paying down her balances to reduce credit utilization
Opened a secured credit card to rebuild history
Her Results After 3 Months
✔ 3 negative items were removed
✔ Her credit utilization dropped from 78% to 22%
✔ Her score jumped from 547 to 667
✔ She was approved for a car loan at a fair interest rate
✔ She finally got approved for a new apartment
Her Advice for Others
“I used to think I needed to pay someone to fix my credit. I had no idea I could do it myself—and that it would actually work. The DIY Fix My Score Kit made everything so simple.”
Your story could be next. Whether you’re trying to buy a home, get out of debt, or simply feel more in control, you have the power to repair your credit—just like Jasmine did.
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