How Our Service Works
Choose your
service
Select Answer, General Denial, or Motion to Compel Arbitration.
We draft
your response
Provide your case details and we prepare your document.
File with
confidence
Submit on time and protect your rights.
Choose the Right Defense for Your Case
Best Value
Our Values
Affordable & Transparent – Clear pricing, no surprise fees.
1
Peace of Mind – Know exactly what to do next when you’re facing a lawsuit.
2
3
Experience That Matters – Years of helping consumers fight back against unfair debt practices.
When the debt collector receives your Answer & your Motion to Compel Arbitration defense. You'll be well on your way to winning your case
You WIN!
TRUST & GUARANTEES
Why DIY Fix My Score Is the Safer, Smarter Choice
Clear promises, fast human help, and court-verified details—so you file with confidence and keep control of your case.
Credibbility Checklist
Human help, fast. Live chat + email; deadline cases get priority escalation
Court-verified details. We double-check court name, address, and e-file vs mail before you file.
Signature clarity. We confirm wet vs e-signature acceptance and including signing notes.
No surprises. Filing-fee calculation, clear pricing, and step by step serving guidance.
You stay in control. Polish PDF delivered to your email.
Our Promises
Response time. We reply within 1 business day; deadline-flagged cases same-day.
Court data check. Court info, case #, and delivery method verified pre-send.
Signature policy. Cover page includes court specific e-sign or wet sign guidance.
Rejection fix: If the clerk rejects for a formatting issue we control, we fix & resend free.
Understanding Debt Collection Lawsuits
Being served with a civil suit or creditor summons can feel overwhelming. Debt collectors and creditor attorneys often rely on fear and confusion to push consumers into quick judgments. A summons means that a creditor has taken legal action to collect on an account, and you are legally required to respond.
Typical debt collection lawsuits move fast — you may have only 20–30 days to reply, depending on your state. Ignoring the paperwork often leads to a default judgment, which gives creditors the right to garnish wages, levy bank accounts, or place liens on property.
People Love Us
5-Stars rating on Google
